Expert Legal Services

Financial Analysis

The law firm will work with the client to listen and understand their current financial situation and work toward accomplishing their goals of overcoming possible financial distress and improving their day to day reality. Helping our clients strategize and build financial stability is the goal. While this stage of the process is heavily document driven and can be overwhelming to our clients, our firm provides a unique user-friendly, step by step format that makes gathering and sharing all of the necessary documentation quick and easy. For a flat fee, our clients can take advantage of gathering their information, sharing it with their attorney team, and collaborating with a seasoned group of professionals to review and analyze this detail. Once completed, our clients will have a financial report that summarizes our team’s findings, defines strategic options and includes recommendations for how to proceed in addressing their unique financial circumstances and eliminate or significantly reduce their current distress.

Debt Resolution

Should our clients require assistance in negotiating with their creditors, our licensed attorneys can assist. While we understand that creditors often do not respond favorably to a client's request for assistance, our attorneys at BLS are specifically trained in these communications. When an attorney from BLS calls or writes to your creditors, oftentimes, they will be able to get results from your creditors that exceed your expectations. Once a creditor is on notice that a law firm has been retained, the negotiation changes and it is usually to the benefit of our clients. We will pursue debt reduction, payment plans, elimination of the debt altogether, modification of loans, refinance of a mortgage, interest rate reductions, extensions of terms of loans to allow our clients to overcome the endless cycle of making minimum payments and achieving no real solution. The goal is to reduce or resolve financial distress without filing suit in court or a petition in bankruptcy.

Bankruptcy

BLS also offers bankruptcy services to our clients in an effort to assist them in finding a fresh start through the courts. While we understand that filing a case to eliminate debt is often considered a last resort or has a negative connotation, achieving debt relief can be a very useful and wonderful tool that could be available to you. If the amount of debt that you owe is more than you can pay, and you are eligible to file a Chapter 7 bankruptcy, the firm will assist you by filing a petition with the court to discharge as much debt as possible. If you have too much income to qualify for a Chapter 7 case, and/or have assets that you seek to protect such as a home, a Chapter 13 filing allows you to prevent creditors from continuing to pursue you immediately, and allows you time to reorganize your finances and pay as much as you are able over a five year period of time. At the end of a successful filing, you will be free from any and all dischargeable debt and on your way to a new reality.

Fresh Start Counseling

Once your financial distress is relieved, BLS seeks to ensure that you are supported in a new financial reality, one of stability and success as you take the next steps to move forward. Our attorneys will provide you with a new adjusted financial analysis after a bankruptcy discharge or successful debt resolution is completed. You will work with our team to review new adjusted budgeting and to identify new strategies for credit repair and budgeted living expenses to assist you in finding a new balance and stability.

Real Estate Law